Total and Permanent Disability (TPD) Claims
In the event that you are unable to work because of injury, illness or disability you may have TPD insurance through either private insurance of your superannuation policy. It is often the case that insurers are reluctant to release TPD benefits under a policy and so legal representation for such claims is imperative.
Why choose South East Injury Lawyers for your total and permanent disability claim?
A senior expert injury lawyer will have conduct of your claim
Your claim will not be left in the hands of a junior solicitor or paralegal.
Offices throughout South East Queensland
We have offices in Brisbane CBD, Gold Coast, Springwood, Brendale, Brookwater, Sunshine Coast and Toowoomba. If you live in SEQ, we are happy to come to you at home.
We operate on a strictly no win, no fee basis.
This means if you don’t win or get a damages payout you don’t pay our fees or our outlays.
More in your pocket guarantee
The damages payout is for you and your lifetime injury not to pay excess legal fees.
No obligation, free and confidential initial consultation
Call anytime up to 10:00pm, 7 days a week and a senior injury lawyer will take your call.
Free initial advice & home visits
Call now to arrange for one of our senior lawyers to visit you at home
Frequently asked questions in relation to Total and Permanent Disability Claims
Am I eligible to make a TPD Claim?
To make a TPD claim you will usually need to meet the following requirements:
- Unable to work due to injury or illness
- Had paid employment previously
- Have a superannuation account with TPD insurance attached or a private insurance policy with such insurance
How long will it take to receive my TPD payout?
TPD insurers vary on the time that it takes to release funds to a policy holder. The time usually ranges from 3 to 12 months, depending on what issues arise during the claim.
How much will it cost me for my TPD claim?
We act strictly on a no win no fee basis and so we will not charge any fees or outlays if you are not successful in obtaining a TPD payout.
How much money will I receive in my TPD claim?
The amount of your TPD payout will depend entirely on the amount of insurance you do have. You can find this insurance amount by searching on your TPD superannuation statement or call your superannuation fund company. We can assist you in getting this information.
What if I have more than one superannuation policy that has TPD insurance?
It is often the case that individuals do have more than one superannuation policy. In these circumstances, it is possible to have multiple TPD insurances. If you fulfill the criteria for TPD, then you are entitled to access all of these funds. We can take steps to ascertain what superannuation funds you do have.
Is a TPD payout taxable?
If you have TPD outside of superannuation, any benefit is generally not considered taxable. However, if the TPD insurance is within a super fund than you are usually required to pay tax. However, this is a complicated area of law and expert advice is necessary.
What other claims does your firm deal with?
South East Injury Lawyers also manages car, motor vehicle, road accident claims, workers compensation, workcover, work injury, public place and public liability claims.
How do I proceed?
Please contact our expert lawyers on 1300 446 999 for a free, no obligation and confidential consultation in relation to your claim or complete our free, no obligation case review form for a response within 30 minutes from a senior expert injury lawyer.